Business loans or Commercial Financing includes:
- Asset based loans, invoice factoring, purchase order advances.
- Credit card receipt advances, working capital credit lines.
- Expansion, franchise, inventory, import/export financing.
| Capital Type | Capital Type Definition |
|---|---|
| Account Receivable Factoring | Account receivable factoring serves as collateral for short term working capital loans that you can obtain fast and cost effectively. |
| Asset Based Loan | Seeking to convert a company assets into working capital. Giving a security in an asset(s) in exchange for cash. |
| Bankruptcy Reorganization Financing | Financing to reorganize in company in a turnaround. Typically secured by assets; equipment, inventory, A/R, PO’s, etc. |
| Credit Card Receipt Advances | Up to a $100,000 advance against regular occurring monthly merchant credit receipts. |
| Expansion Financing | Growth has outpaced existing business. Loan for existing demand. Key here is existing demand, not projected. |
| Franchise Financing | Specialized financing reserved for the franchisees of recognized, typically nationally known, franchises. |
| Import and Export | Loans to promote the shipping or receiving of products or materials. Based on existing market, demand or orders. |
| Inventory Loan | A loan typically made as part of a relationship where the lender will also provide retail financing for the product. |
| Purchase Order Financing | Loans on the written order to purchase goods at a stipulated price with an agreed to delivery date. Credit rating of orderer is key. |
| Secured Credit Line | A pre-arranged amount of credit based upon existing inventory, A/R and PO’s. |