Wraparound loan is refinancing an existing loan at an interest rate between the original loan rate and the current market rate. To assist in your search for business funding, we have categorized the lending and investing criteria of funding sources in a variety of areas: Commercial lending, equipment leasing, government loans, commercial real estate finance, equity investments, start-up financing, invoice factoring, merchant account advances, . . . and many more Access to sources of capital [...]

Dental Loan – Pre-qualify before you apply for your specific loan program. Credit is the lifeblood of your business, especially for small or new startup companies. BusinessFinance.com assists entrepreneurs to get started purchasing equipment, building your inventory and expanding your business. Some important items to know to finance your are: How much money do you really need? Do you know your exact FICO scores? How do you plan to repay the loan? Who is going to borrow the money? You [...]

Operating a business takes money and just about everyone has heard the expression you have to spend money to make money, but where do you get the money if you aren’t independently wealthy, or established? A business loan is the answer to most business needs. It doesn’t matter what size a business is, almost every business owner at some point has to consider a loan. A business loan can help a business get started, expand once it’s on its way and growing, or get a business through the tough spots that [...]

Business loans are a very important aspect of financing any size company. Anyone who has owned a business for any length of time knows how important adequate financing can be. Even if you do not need a loan to start your business chances are good you will, at some point, need extra financial help. Trying to go it alone might be possible, but it can also make owning your own business more frustrating, and hold you back from making the most of the company you work so hard to create. You can improve [...]

It’s a simple fact that the majority of business owners are also homeowners. It’s also no secret that, in one way or another, we are all affected by the results of this mortgage fallout. Chances are you are reading this because you are behind on mortgage payments, and you may even owe more on your home loan(s) than the house would appraise for right now. You’re definitely not alone. The website www.nase.org (National Association for the Self-Employed) highlights that… Self-employed [...]

The steps for getting a business loan begin long before you set foot in your lender’s office. In fact, long before the concept of a loan enters your mind you should have long ago set up the necessary business environment that makes getting a loan more likely. Whether you need a loan to start a business, or have been in business for many years and need operating capital waiting until you need the money to get the proper business framework is a pathway to disaster. The methods for building a financially [...]

Kiosk loan funding is made available for the purpose of starting a business located within the area of a booth or stand. It is possible to open a small retail business for a kiosk loan of $2,000 to $10,000 in startup costs and ongoing leasing and inventory expenses. The cost depends on the location and the length of time you are required to lease the kiosk. Some leases are for a single month, while others are renewed on an annual basis. This type of business can be done within mall, shopping center [...]

Equipment financing  Conserves cash with the maximum tax benefits as a lease. What happens at the end of the lease? Operating leases require the equipment to be returned to the lessor at the end of the lease. Some leases have a $1.00 purchase option or a guaranteed purchase amount (usually 10%). Other leases have a "Fair Market Value" purchase agreement where the amount is its fair market value at the end of the lease. Are my monthly rental payments tax deductible? $1.00 [...]

SBA Small Business Loans Can Be Confusing, Let’s Sort Them Out Being classified as a small business isn’t a bad thing. In fact, it means that you may qualify for a large amount of support from the Small Business Administration or "SBA". When you are in business for yourself, it is critical to develop a good knowledge base, and that is also what will help you wade through the myriad of small business loans. So Let’s Look at How SBA Loans Work The first thing you need to understand is that [...]

An office furniture loan is funding made available for the purpose of furnishing company workspace. Home Office Furniture An office furniture loan can be used to cover the purchase of a desk, chair, computer armoire, filing cabinets, bookcases, and other items that you may need in your home office. Each piece of furniture can cost $200-$1,000, depending on the size and quality of the furniture you purchase. A small loan of less than $5,000 can more than cover your home office needs. Furniture [...]