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Commercial equipment financing   Why purchase instead of lease?

Here are just a few reasons why:

Low Obsolescence
Commercial / industrial equipment is not as threatened by obsolescence as equipment in industries such as technology or medical where equipment can quickly become obsolete in an ever changing environment. With proper maintenance, commercial equipment can more than outlast the cost-benefits of a lease. Leasing is much more beneficial in technology sectors where equipment can become outdated almost overnight.

Equity/Ownership
Whether it’s a term-loan or a line of credit (secured and unsecured) the key factor is ownership. You enjoy the benefits of ownership and the future flexibility to utilize accrued equity to leverage working capital when needed. With commercial equipment leases, this is not possible.

First Year Expensing
Purchasing may allow you to deduct a substantial amount of the equipment’s value the year it is purchased (as part of first-year expensing); anything above that amount gets depreciated over several years.

You can find lenders for commercial equipment in our directory of over 4000 funding sources. Simply fill out a form detailing some information about your business and its need for funding and we will give you a matched list of lenders. We will only give you lenders whose criteria you match 100% so do not worry about wasting your time talking to funding sources you do not qualify for. Some get your free matched list of lenders today!


Search for Small Business Loan Sources and receive your matched lender list
AND received FOUR free Business eBooks worth $39.95!
Search for Small Business Loan Sources