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A commercial mortgage loan gives your business the money necessary to purchase property such as land or an office building. A commercial mortgage loan can also be used for construction to build up business property and business real estate.

Find a commercial mortgage loan at the right interest rate by running a search in our FREE business capital search engine and directory.

“We closed a deal and found two
new brokers in just 15 days!”
Caroline Ogutu – Actrade Capital, Inc.

 

Capital Type Capital Type Definition
Acquisition and Development Raw land development (streets, utilities, etc.)
Adjustable Commercial Mortgage Interest moves with a specific index (Prime, T-Bills, etc.)
Construction Mini-Perm Construction with 3 to 5 year loan, usually on income property.
Construction Loan with Take-out Construction with pre-arranged takeout loan in place.
Fixed Rate Commercial Mortgage Interest rate will not fluctuate keeping monthly payments from fluctuating too bad during the term of the loan.
Hard Money Loan Loans from private lenders based primarily on the hard asset value (commercial building, vacant land, etc.).
Interim Loan A loan covering only two (2) years or less.
Joint Venture Structuring the mortgage to maximize cash flow potential with the help of an investor or business partner.
Participating Mortgage Lender participates in property revenue and gets a “kicker”. Gives lender more incentive to give a loan.
Real Estate Sale and Leaseback Lender purchases land and leases back to borrower (generally developer) for a fixed rent plus other considerations. Mortgages are issued on leasehold at market rates. Usually, produces more dollars than a mortgage.
Real Estate Purchase Loan Lending for the purchase of commercial real estate.
Second Mortgage (Commercial) Loan secured by equity behind that of the first lien.
Wraparound Lender makes a second mortgage and assumes the first mortgage.

 


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