Participating mortgage is a creative business financing alternative. Participating mortgage financing is a unique alternative for obtaining the capital your business needs. It is a loan which contains clauses and conditions under which the lender participates, or shares in the revenues of the property. The level of participation may be calculated from the gross receipts, net operating income, net income or net cash flows of the property. A participating mortgage gives a lender more incentive [...]

Real estate sale and leaseback is an excellent financing method increasing in popularity. Real estate sale and leaseback financing allows your business to get instant access to working capital while saving money on taxes at the same time. Your business would sell its commercial property for regular fair market value and then immediately leaseback the property. Your business gets the equity because you will get 100% of the full market value at the time of sale. That equity can be invested into [...]

Real estate purchase loan funds are typically business loans that are collateralized with commercial real estate. Loans to expand or improve your existing business and loans to refinance existing debt. Both conventional and government guaranteed loans are available. Financing can be secured for virtually any kind of business, including but not limited to: Motels Apartments Shopping centers Retail stores Office buildings Automobile dealerships Owner occupied buildings Manufacturing facilities Health [...]

Second mortgage is an important commercial real estate tool. Commercial second mortgages are normally used in conjunction with a new first loan. Typically the second mortgage will have a term of no less than five (5) years with interest only payments. While second mortgages can be critical in some situations, you must carefully consider your ability to service both loans. There are many clear advantages to this type of creative financing. The most frequent use is a second mortgage [...]

Wraparound mortgage also known as an all inclusive trust deed, is a creative way to allow you to purchase property without having to qualify for a loan or to pay closing costs. This could be used when attempting to purchase commercial property without running the risk of being turned down for a large business loan. The process of obtaining the property is also expedited because the property does not have to go through a typical lender. It allows you to obtain property to conduct business in while [...]