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Development financing with the SBA 504 loan program.

This program provides you with long-term, fixed-rate financing for major fixed assets (land, buildings, etc.). This program is set up to contribute to the economic development of a community. The SBA through Certified Development Companies (CDC) works with private-sector lenders to provide financing to small businesses.

These programs include a loan from a private-sector lender that covers 50% percent of the project and a secondary loan for up to 40% of the project cost from the CDC that is 100% SBA-guaranteed. This will leave you with a combined loan-to-value ratio of 90%.

Funding from this program can be used for:

  • Purchasing land and improvements including existing buildings
  • Grading and street improvements
  • Utilities, parking lots and landscaping
  • Construction of new facilities
  • Modernizing, renovating or converting existing facilities
  • Purchasing long-term machinery and equipment

** The loan program cannot be used for working capital or inventory, consolidating or repaying debt, or refinancing.


Search for Small Business Loan Sources and receive your matched lender list
AND received FOUR free Business eBooks worth $39.95!
Search for Small Business Loan Sources