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Pre-qualify before you apply for your Landscaping loan. Our free business capital search engine will allow you to see the funding programs and lenders that are available to you and then you choose those you wish to apply for.

A landscaping loan provides funds to a landscaping business involved in landscaping activities. These loans are designed to provide the borrower with the funds necessary to acquire landscaping equipment. This loan is a long-term loan to fund the capital equipment being purchased with the landscaping loan. The equipment purchased with the loan will lose value and depreciate over time. This depreciation allows the landscaping company to write off the loan’s cost over the length of the loan’s terms.

Depreciating a Landscaping Loan

The period of time in which a landscaping loan may be set is based on how long the purchased landscaping equipment will be used. A landscaping business uses a depreciation schedule over the useable life or time the equipment will be used. This allows the landscaping company to recover its interest costs that are associated with the purchase or financing of the landscaping equipment. The landscaping company can write-off and deduct the cost of the loan over time. 

Interest Rates

The interest rate that a landscaping loan borrower pays will be based on the businesses credit rating. This interest rate will be stated in the loan agreement. The loan agreement is the legal understanding between the borrower and the lender. A good credit risk with a high credit score benefits from receiving a better interest rate than a landscaping loan borrower with bad credit. A food processing loan borrower looking for a landscaping loan should consult with a lender to determine their qualification for a landscaping loan.Credit is the lifeblood of your business, especially for small or new startup companies. assists entrepreneurs to get started purchasing equipment, building your inventory and expanding your business.

Some important items to know to finance your are:

  1. How much money do you really need?
  2. Do you know your exact FICO scores?
  3. How do you plan to repay the loan?
  4. Who is going to borrow the money? You personally or another legal entity?
  5. What assets can you pledge to secure your loan?

Make sure you know you are pre-qualified before you apply.

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