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An office furniture loan is funding made available for the purpose of furnishing company workspace.

Home Office Furniture

An office furniture loan can be used to cover the purchase of a desk, chair, computer armoire, filing cabinets, bookcases, and other items that you may need in your home office. Each piece of furniture can cost $200-$1,000, depending on the size and quality of the furniture you purchase. A small loan of less than $5,000 can more than cover your home office needs.

Furniture for the Business Location

For larger businesses that are located away from home, different furniture may be needed and it is typically more expensive than that of the basic home office. Typical office sites have reception desks, guest chairs, coat racks, multiple computer desks and office chairs, conference tables and chairs, larger filing cabinets and larger bookcases. Some companies may need a podium or lectures for presentations. The expense of furnishing a full office with a staff can be $15,000 or more depending on the size of the company and workspace.

It is more likely that you will need an office furniture loan if you need to supply multiple furnishings for employees and clients. If you run a business at a location other than home, and you have several employees, you may want to provide break room furniture, which would include a table, chairs, and perhaps a water cooler. A busy office with several clients coming in each day may also need a furnished waiting area with a table or rack for magazines and a sofa.

Make sure you know you are pre-qualified before you apply. Our free business capital search engine will allow you to see the funding programs and lenders that are available to you and then you choose those you wish to apply for.


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