Category: Working Capital

Hard money lender is fast access to the capital needed from private investors. A hard money lender may be exactly what your business needs because you are consistently hearing no from the banks when you are attempting to obtain financing. A hard money lender is typically a private lender that will lend money to more high risk companies because they can charge a higher interest rate. They also provide short term loans which are also referred to as bridge loans. The interest rates on these loans [...]

Angel Investors

BusinessFinance Staff May 30, 2013 No Comments

Angel investors,  just locating one is half the battle It is estimated that one-seventh of the start/early growth firms in the US receive funding from angel investors. This private investment group exceeds venture capital sources which are estimated at $5 – $7 billion spread over 1,000 venture investments each year. Angel investors typically require a very high rate of return to compensate for the amount of risk they take on when funding early stage and start-up companies. Unlike venture [...]

Ever thought about seeking Angel investors?     -  Wonder what it took for those companies who received millions?        -  What secrets did they know that you don’t? Successful businesses are well planned and well capitalized. Being well capitalized means having the ability to access capital when you need it. However, it does not necessarily mean that it has to be venture capital. But if venture capital is what you want, then this book [...]

Funding Request

BusinessFinance Staff May 30, 2013 No Comments

Funding Request – How To Prepare a Successful Request Even an outstanding business idea won’t win funding if it isn’t presented in the right way and you normally only get one chance. YOU WILL LEARN HOW TO: Plan & develop a successful strategic position Support the amount of money you will need Plan and present a winning repayment plan Prepare professional income statement projections Perform accurate budget and cash flow projections Prepare a compelling funding presentation Know [...]

Income property financing is money for the purchase of cash flow property. Income property financing can be obtained with the right plan in place. All lenders want to make sure that you have a good plan in place before you attempt to acquire a loan. They want to feel comfortable giving their money because they are taking a big risk by loaning out money. If you can make the lender feel comfortable that you are a good candidate for your income property financing, than your chances of getting approved [...]

Investment property financing is money so your business can make money. Investment property financing enables you to buy the property that will give you the highest return on your investment. There are quality lenders available in our free business funding directory of over 4,000 lenders that would greatly enjoy assisting you with obtaining investment property financing. This money can be used for the purchase of properties like apartment buildings or condos for example. You can get this sort [...]

Business borrowing guide, Get Ready For A Business Loan Lenders will test you, so you had better test yourself first. Credit Worthiness: Will you repay the loan? This is based on your credit score. Above a 640 probably, below a 640 probably not. Pull all three credit reports so that you know for sure. Can you run the business successfully? Do you have five (5) years experience? Is the business two (2) years old? Have your resume and proof of time in business ready. Are you paying back the loan [...]

Business start up financing – Every business needs to start with it. Business start up financing is an essential element for any business. Even the smallest companies need capital of some sort to get off the ground. Business start up financing can take a variety of forms including business bank loans, business credit cards, or money from private investors, angel investors or venture capitalists. A good business plan is a necessity before approaching anyone about financing. Lenders and investors [...]

Below are three valuable business funding resource workbooks with information that every business owner needs to know. How to build business credit scores. Every business must have business credit scores with Equifax, Experian and Dun & Bradstreet. Without them all the business financing will be based solely on the owners and tied directly to personal credit. This free workbook gives you the basic structure and outlines the 6 Steps required to build business credit. How to dramatically [...]