Archive: July 2012

Construction mini perm financing for income producing properties. This particular method of financing is used primarily for income producing projects that need to establish an operating history prior to applying for long-term, permanent financing. They are usually applicable to: Shopping centers Office buildings Industrial properties Large apartment complexes Funds from a construction mini perm loan are typically secured during the project construction phase and last through the rental […]

Adjustable commercial mortgage funding is a real estate loan with an interest rate that changes periodically, according to an index that is selected when the mortgage is issued. With an ARM (Adjustable Rate Mortgage), you might qualify for a larger loan and your ARM could be less expensive than a fixed rate loan over a long period. The benefits of an adjustable commercial mortgage are that you have time periods with fixed interest rates along with opportunities to benefit from lower interest rates […]

Acquisition and development financing, involving a SBA "Certified Development Company" (CDC), provides you with long-term, fixed-rate financing for major fixed assets (land, buildings, etc.). This program contributes to community economic development. The CDC works with commercial lenders to provide another financing option to businesses. This program includes a loan from a commercial lender that covers 50% percent of the project and a second loan for up to 40% of the project cost from […]

Account receivable factoring is where A/R and invoices are your most valuable asset. "Factoring" is simply a way to finance your sales. You sell your open invoices at a small discount and you get the cash now. This cash can be used for almost any business expense such as paying for utility expenses, salaries, buying new equipment, or even paying for a new marketing campaign. There are several benefits to account receivable factoring which are outlined below: • You don’t give […]