Search for Small Business Loan Sources and receive your matched lender list
AND received FOUR free Business eBooks worth $39.95!
Search for Small Business Loan Sources

A major benefit of the Business Credit Cards below is that they DO NOT report on your personal credit reports but they DO report on your business credit reports. So if you pay them on time they will help build your business credit scores.

Your chances of approval are greatly improved by providing your business federdal tax ID number (EIN #) instead of a social security number when applying.

Even though they do not report on personal credit, these card providers will check the personal credit scores of either the business owner or principal who is listed on the application. That can be anyone who owns 10% or more of the company or any principal officer of the company who is willing to sign (CEO, CFO, President, etc.).  Be sure to check the personal credit scores of whoever will be listed on the application.  You can check all 3 scores for FREE by Clicking Here.

Approval is not guaranteed, but here are some basic qualifications:

  • If the individual listed on the application has above 680 personal scores, the majority have reported approval.
  • If the credit scores are 640 to 680 many have reported being approved but not the majority.
  • If below 680, then the applicant’s existing credit card balances should be less than 50% of their total limits.
  • In all cases there should be no bankruptcy, liens, judgments or charge offs on the applicant’s reports.
  • If the applicant’s personal credit scores are below 640 they should not apply for these cards.
Capital One® Business Platinum with Preferred No Hassle Miles(SM)  Capital One® Business Platinum with Preferred No Hassle Miles

Why do we recommend that you apply for this card if you qualify? Learn More.

  1. The balance only reports history to business credit agencies.
  2. Earn Triple Rewards for purchases in your category of choice and One Mile Per Dollar on all other purchases.
  3. 0% APR on purchases until Februrary 2010.
  4. 0% APR on transferred balances until Februrary 2010.
  5. It can provide up to $20,000 in working capital with no annual fee. 
Up to $20,000 Capital One® Business Preferred No Hassle Miles Card – Apply Here

Advanta Net-90 Platinum BusinessCard  Advanta Net-90 Interest Free Platinum Business Card

Why do we recommend that you apply for this card if you qualify? Learn More.

  1. The balance only reports history to business credit agencies.
  2. 0% Interest for 3 months on every purchase (This is a rolling offer, good with every purchase so long as your account is open and in good standing).
  3. Unlimited Business Rewards program with cash, travel, merchandise, and more.
  4. Earn 1 point for every dollar in purchases with No Cap and no annual fee.
  5. If a purchase balance goes beyond the 90 – 120 billing cycle the interest rate applies.
Advanta Net-90 Interest Free Platinum Business Card – Apply Here

Capital One Business Platinum with Double No Hassle Miles(SM)  Capital One® Business Platinum with Double No Hassle Miles

Why do we recommend that you apply for this card if you qualify? Learn More

  1. The balance only reports history to business credit agencies.
  2. This card is best for business owners who want to earn Double Miles for all their purchases.
  3. No Limit on the miles you can earn.
  4. The balance only reports history to business credit agencies.
  5. It can provide up to $20,000 in working capital with no annual fee. 
Up to $20,000 Capital One® Business Double No Hassle Miles Card – Apply Here

 


Search for Small Business Loan Sources and receive your matched lender list
AND received FOUR free Business eBooks worth $39.95!
Search for Small Business Loan Sources